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Capital Bank SBA loans in Maryland

Short answer

SBA's loan file shows Capital Bank made 68 SBA loans in Maryland since October 2019. 33.8% went through SBA Express, against 10.5% of its loans nationally. 25.0% were lines of credit, against 7.6% of its loans nationally.

SBA loans, Oct 2019 to Jun 2026
68
median loan
$350,000
dollars approved
$48.3M
went through SBA Express
33.8%

This site is not Capital Bank

sbaexpress.loans is not Capital Bank, and Capital Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Capital Bank.

These are the 68 SBA 7(a) loans Capital Bank made in Maryland approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.

How Capital Bank differs in Maryland

What this means for you. SBA Express was a more common route for these loans here, so ask Capital Bank about it if your loan is small enough to qualify.

SBA Express

33.8% of the loans in Maryland went through SBA Express, against 10.5% of its loans nationally.

SBA Express, share of loans, Oct 2019 to Jun 2026
  • Maryland33.8%
  • All its U.S. loans10.5%

Lines of credit

25.0% of the loans in Maryland were lines of creditA credit limit you can draw on, repay and draw on again. , against 7.6% of its loans nationally.

Lines of credit, share of loans, Oct 2019 to Jun 2026
  • Maryland25.0%
  • All its U.S. loans7.6%

Share of the state's loans

Capital Bank made 1.2% of the SBA loans approved in Maryland since October 2019, against 0.17% of loans nationwide. Its share here is 7 times its national share.

Share of all SBA loans, Oct 2019 to Jun 2026
  • Maryland1.2%
  • All its U.S. loans0.17%

We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. The table compares every measure.

Maryland next to the U.S.

Maryland compared with all of Capital Bank's U.S. loans, October 2019 to June 2026
MeasureMarylandAll its U.S. loansReading
Lender's share of all SBA loans1.2%0.17%Clearly higher
Median loan$350,000$310,000No clear gap
Middle half of loans$172,500 to $906,575$177,500 to $507,500–
Startups (the loan opens the business)10.3%16.6%No clear gap
In business 2 years or lessFewer than 514.9%n/a
In business more than 2 years69.1%52.3%No clear gap
Change of ownership16.2%12.8%No clear gap
SBA Express33.8%10.5%Clearly higher
Lines of credit25.0%7.6%Clearly higher
Median term10 years10 years–
Median spread over Prime at approval2.5 points over Prime2.75 points over Prime–

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

What Capital Bank lends to in Maryland

The industry below accounts for 5 of the 68 loans approved October 2019 to June 2026, or 7.4%. An industry is listed when it has 5 or more of them, five at most.

Top industries in Maryland
IndustryLoansShare hereU.S. share
All Other Specialty Trade Contractors57.4%Not in top 5

Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.

Capital Bank in other states

Other states where these loans differ clearly from the national pattern, most loans first.

Capital Bank by state
StateLoans since October 2019
Virginia63

Other lenders in Maryland

Other lenders in Maryland with a clear difference from the national pattern, most loans first.

Other lenders in Maryland
LenderLoans since October 2019
The Huntington National Bank177
PNC Bank116

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.

Ask lending partners about your loan in Maryland

Tell us your state, loan amount and purpose, and we route your inquiry to lending partners. We are not Capital Bank and cannot say whether it would lend to you.

Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.

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