First Commonwealth Bank SBA loans in Pennsylvania
Short answer
SBA's loan file shows First Commonwealth Bank made 131 SBA loans in Pennsylvania since October 2023. 36.6% went to startups, against 52.7% of its loans nationally. The lender made 2.3% of Pennsylvania's SBA loans, against 0.26% of loans nationwide.
- SBA loans, Oct 2023 to Jun 2026
- 131
- median loan
- $445,000
- dollars approved
- $93.13M
- went to startups
- 36.6%
This site is not First Commonwealth Bank
sbaexpress.loans is not First Commonwealth Bank, and First Commonwealth Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from First Commonwealth Bank.
These are the 131 SBA 7(a) loans First Commonwealth Bank made in Pennsylvania approved October 2023 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you.
How First Commonwealth Bank differs in Pennsylvania
What this means for you. If yours is a new business, First Commonwealth Bank funded startups less often here than it did elsewhere, so ask early whether a lender funds new businesses.
Startups
36.6% of the loans in Pennsylvania went to startups, where the loan opens the business, against 52.7% of its loans nationally.
Share of the state's loans
First Commonwealth Bank made 2.3% of the SBA loans approved in Pennsylvania since October 2023, against 0.26% of loans nationwide. Its share here is 8.8 times its national share.
We compared 8 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
Pennsylvania next to the U.S.
| Measure | Pennsylvania | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 2.3% | 0.26% | Clearly higher |
| Median loan | $445,000 | $370,000 | No clear gap |
| Middle half of loans | $184,750 to $885,350 | $200,000 to $775,000 | – |
| Startups (the loan opens the business) | 36.6% | 52.7% | Clearly lower |
| In business 2 years or less | 4.6% | 6.8% | No clear gap |
| In business more than 2 years | 42.0% | 29.4% | No clear gap |
| Change of ownership | 16.8% | 11.2% | No clear gap |
| SBA Express | 21.4% | 15.4% | No clear gap |
| Lines of credit | 24.4% | 16.3% | No clear gap |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 2.25 points over Prime | 2.5 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What First Commonwealth Bank lends to in Pennsylvania
The 2 industries below account for 10 of the 131 loans approved October 2023 to June 2026, or 7.6%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| All Other Specialty Trade Contractors | 5 | 3.8% | 4.0% |
| Full-Service Restaurants | 5 | 3.8% | 4.4% |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
Other lenders in Pennsylvania
Other lenders in Pennsylvania with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| The Huntington National Bank | 1,655 |
| KeyBank | 374 |
| Wells Fargo Bank | 238 |
| Fulton Bank | 182 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: First Commonwealth Bank SBA loans in Pennsylvania. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/first-commonwealth-bank/pennsylvania/
Ask lending partners about your loan in Pennsylvania
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners. We are not First Commonwealth Bank and cannot say whether it would lend to you.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.