KeyBank SBA loans in New York
Short answer
SBA's loan file shows KeyBank made 816 SBA loans in New York since October 2019. 79.5% went through SBA Express, against 67.5% of its loans nationally. The median loan was $50,000, 50% below its national median of $100,000.
- SBA loans, Oct 2019 to Jun 2026
- 816
- median loan
- $50,000
- dollars approved
- $211.52M
- went through SBA Express
- 79.5%
This site is not KeyBank
sbaexpress.loans is not KeyBank, and KeyBank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from KeyBank.
These are the 816 SBA 7(a) loans KeyBank made in New York approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How KeyBank differs in New York
What this means for you. SBA Express was a more common route for these loans here, so ask KeyBank about it if your loan is small enough to qualify.
SBA Express
79.5% of the loans in New York went through SBA Express, against 67.5% of its loans nationally.
Loan size
The medianThe middle figure. Half the loans were larger and half were smaller. loan was $50,000 in New York, 50% below its national median of $100,000.
The middle half of loans in New York ran from $25,000 to $250,000. For all its loans the middle half ran from $30,000 to $454,000.
Lines of credit
65.0% of the loans in New York were lines of creditA credit limit you can draw on, repay and draw on again. , against 53.7% of its loans nationally.
We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. One more difference is in the table.
New York next to the U.S.
| Measure | New York | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 4.0% | 1.3% | Clearly higher |
| Median loan | $50,000 | $100,000 | Clearly lower |
| Middle half of loans | $25,000 to $250,000 | $30,000 to $454,000 | – |
| Startups (the loan opens the business) | 19.6% | 25.5% | No clear gap |
| In business 2 years or less | 47.4% | 40.3% | No clear gap |
| In business more than 2 years | 30.6% | 31.1% | No clear gap |
| Change of ownership | 1.1% | 2.3% | No clear gap |
| SBA Express | 79.5% | 67.5% | Clearly higher |
| Lines of credit | 65.0% | 53.7% | Clearly higher |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 2.99 points over Prime | 2.5 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What KeyBank lends to in New York
The 5 industries below account for 165 of the 816 loans approved October 2019 to June 2026, or 20.2%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Full-Service Restaurants | 60 | 7.4% | 6.3% |
| Landscaping Services | 28 | 3.4% | Not in top 5 |
| Residential Remodelers | 28 | 3.4% | 2.6% |
| Limited-Service Restaurants | 26 | 3.2% | 4.5% |
| All Other Specialty Trade Contractors | 23 | 2.8% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
KeyBank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Washington | 773 |
| Pennsylvania | 374 |
| Colorado | 330 |
| Indiana | 196 |
| Connecticut | 191 |
| Maine | 85 |
| Alaska | 78 |
Other lenders in New York
Other lenders in New York with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| TD Bank | 3,908 |
| JPMorgan Chase Bank | 1,403 |
| Readycap Lending, LLC | 738 |
| The Huntington National Bank | 471 |
| Celtic Bank | 284 |
| Webster Bank | 247 |
| Bank of America | 170 |
| Wells Fargo Bank | 165 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: KeyBank SBA loans in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/keybank/new-york/
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