U.S. Bank SBA loans in Arizona
Short answer
SBA's loan file shows U.S. Bank made 428 SBA loans in Arizona since October 2019. 22.4% were lines of credit, against 33.4% of its loans nationally.
- SBA loans, Oct 2019 to Jun 2026
- 428
- median loan
- $45,000
- dollars approved
- $120.25M
- were lines of credit
- 22.4%
This site is not U.S. Bank
sbaexpress.loans is not U.S. Bank, and U.S. Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from U.S. Bank.
These are the 428 SBA 7(a) loans U.S. Bank made in Arizona approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How U.S. Bank differs in Arizona
What this means for you. Lines of creditA credit limit you can draw on, repay and draw on again. were less common here, so most of these loans were term loans repaid on a set schedule.
Lines of credit
22.4% of the loans in Arizona were lines of credit, against 33.4% of its loans nationally.
We compared 9 measures with the national figure for the same period, and this is the one that differs clearly. The table compares every measure.
Arizona next to the U.S.
| Measure | Arizona | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 6.3% | 4.5% | No clear gap |
| Median loan | $45,000 | $45,000 | No clear gap |
| Middle half of loans | $25,000 to $250,000 | $25,000 to $130,075 | – |
| Startups (the loan opens the business) | 1.2% | 0.4% | No clear gap |
| In business 2 years or less | 31.1% | 31.1% | No clear gap |
| In business more than 2 years | 62.6% | 63.8% | No clear gap |
| Change of ownership | 2.3% | 2.1% | No clear gap |
| SBA Express | 72.7% | 77.7% | No clear gap |
| Lines of credit | 22.4% | 33.4% | Clearly lower |
| Median term | 7 years | 7 years | – |
| Median spread over Prime at approval | 3 points over Prime | 3.49 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What U.S. Bank lends to in Arizona
The 5 industries below account for 76 of the 428 loans approved October 2019 to June 2026, or 17.8%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Residential Remodelers | 23 | 5.4% | 5.4% |
| General Automotive Repair | 15 | 3.5% | 2.1% |
| Plumbing, Heating, and Air-Conditioning Contractors | 15 | 3.5% | 3.0% |
| Beauty Salons | 12 | 2.8% | Not in top 5 |
| Electrical Contractors and Other Wiring Installation Contractors | 11 | 2.6% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
U.S. Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
Other lenders in Arizona
Other lenders in Arizona with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| Wells Fargo Bank | 496 |
| The Huntington National Bank | 354 |
| JPMorgan Chase Bank | 285 |
| Celtic Bank | 229 |
| America First | 171 |
| PNC Bank | 102 |
| St. Louis Bank | 88 |
| Fifth Third Bank | 69 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: U.S. Bank SBA loans in Arizona. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/arizona/
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