U.S. Bank SBA loans in Texas
Short answer
SBA's loan file shows U.S. Bank made 146 SBA loans in Texas since October 2019. 51.4% went through SBA Express, against 77.7% of its loans nationally. The median loan was $237,150, 5.3 times its national median of $45,000.
- SBA loans, Oct 2019 to Jun 2026
- 146
- median loan
- $237,150
- dollars approved
- $94.68M
- went through SBA Express
- 51.4%
This site is not U.S. Bank
sbaexpress.loans is not U.S. Bank, and U.S. Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from U.S. Bank.
These are the 146 SBA 7(a) loans U.S. Bank made in Texas approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How U.S. Bank differs in Texas
What this means for you. SBA Express was a less common route here than elsewhere.
SBA Express
51.4% of the loans in Texas went through SBA Express, against 77.7% of its loans nationally.
Loan size
The medianThe middle figure. Half the loans were larger and half were smaller. loan was $237,150 in Texas, 5.3 times its national median of $45,000.
The middle half of loans in Texas ran from $35,250 to $811,025. For all its loans the middle half ran from $25,000 to $130,075.
Share of the state's loans
U.S. Bank made 0.57% of the SBA loans approved in Texas since October 2019, against 4.5% of loans nationwide. Its share here is 13% of its national share.
We compared 7 measures with the national figure for the same period, and these are the 3 that differ clearly. The table compares every measure.
Texas next to the U.S.
| Measure | Texas | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 0.57% | 4.5% | Clearly lower |
| Median loan | $237,150 | $45,000 | Clearly higher |
| Middle half of loans | $35,250 to $811,025 | $25,000 to $130,075 | – |
| Startups (the loan opens the business) | Fewer than 5 | 0.4% | n/a |
| In business 2 years or less | 27.4% | 31.1% | No clear gap |
| In business more than 2 years | 68.5% | 63.8% | No clear gap |
| Change of ownership | Fewer than 5 | 2.1% | n/a |
| SBA Express | 51.4% | 77.7% | Clearly lower |
| Lines of credit | 34.9% | 33.4% | No clear gap |
| Median term | 10 years | 7 years | – |
| Median spread over Prime at approval | 2.5 points over Prime | 3.49 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What U.S. Bank lends to in Texas
The 3 industries below account for 40 of the 146 loans approved October 2019 to June 2026, or 27.4%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Insurance Agencies and Brokerages | 28 | 19.2% | 2.1% |
| Hotels (except Casino Hotels) and Motels | 7 | 4.8% | Not in top 5 |
| Other Miscellaneous Durable Goods Merchant Wholesalers | 5 | 3.4% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
U.S. Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
Other lenders in Texas
Other lenders in Texas with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| The Huntington National Bank | 2,265 |
| United Midwest Savings Bank | 669 |
| PNC Bank | 501 |
| Fifth Third Bank | 500 |
| Bank of America | 321 |
| SouthState Bank | 297 |
| Bank of Hope | 208 |
| Midwest Regional Bank | 174 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: U.S. Bank SBA loans in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/texas/
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