SBA loans to clothing and accessories wholesalers in California
Short answer
SBA's loan file shows 180 loans to clothing and accessories wholesalers in California since October 2019. 15.0% were lines of credit, against 28.2% nationally. These 180 loans are 0.46% of California's SBA loans, against 0.13% nationwide.
- SBA loans, Oct 2019 to Jun 2026
- 180
- median loan
- $243,500
- dollars approved
- $108.79M
- were lines of credit
- 15.0%
These are the 180 SBA 7(a) loans to clothing and accessories wholesalers in California approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.
How California differs from the U.S.
What this means for you. Lines of creditA credit limit you can draw on, repay and draw on again. were less common here, so most of these loans were term loans repaid on a set schedule.
Lines of credit
15.0% of the loans in California were lines of credit, against 28.2% nationally.
How common it is
Clothing and accessories wholesalers made up 0.46% of the SBA loans approved in California since October 2019, against 0.13% of loans nationwide. Its share here is 3.7 times its national share.
We compared 8 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
California next to the U.S.
| Measure | California | United States | Reading |
|---|---|---|---|
| Industry's share of all SBA loans | 0.46% | 0.13% | Clearly higher |
| Median loan | $243,500 | $164,400 | No clear gap |
| Middle half of loans | $141,250 to $500,000 | $93,400 to $356,000 | – |
| Startups (the loan opens the business) | 2.8% | 4.2% | No clear gap |
| In business 2 years or less | 8.3% | 13.5% | No clear gap |
| In business more than 2 years | 87.8% | 80.2% | No clear gap |
| Change of ownership | Fewer than 5 | 2.1% | n/a |
| SBA Express | 44.4% | 46.6% | No clear gap |
| Lines of credit | 15.0% | 28.2% | Clearly lower |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 2.5 points over Prime | 2.75 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
Who lends in California
The 5 lenders below made 92 of the 180 loans approved October 2019 to June 2026, or 51.1%. A lender is listed when it has 5 or more of them, five at most.
| Lender | Loans | Share here | U.S. share |
|---|---|---|---|
| Bank of Hope | 53 | 29.4% | 13.3% |
| JPMorgan Chase Bank | 13 | 7.2% | 5.4% |
| City National Bank | 9 | 5.0% | Not in top 5 |
| Lendistry SBLC, LLC | 9 | 5.0% | 4.4% |
| BayFirst National Bank | 8 | 4.4% | 5.1% |
Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.
More industries in California
Other industries in California with a clear difference from the national pattern, most loans first.
| Industry | Loans since October 2019 |
|---|---|
| Sit-down restaurants | 1,924 |
| Fast-food, pizza and counter-service restaurants | 1,330 |
| Dental practices | 694 |
| Plumbing and HVAC companies | 639 |
| Gyms, fitness studios and recreational sports centers | 632 |
| Home remodeling contractors | 621 |
| Auto repair shops | 618 |
| Local trucking companies | 616 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: SBA loans to clothing and accessories wholesalers in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/clothing-clothing-accessories-merchant-wholesalers/california/
Ask lending partners about your loan in California
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.