PCB Bank SBA loans in Texas
Short answer
SBA's loan file shows PCB Bank made 141 SBA loans in Texas since October 2019. 24.8% went to businesses more than two years old, against 39.6% of its loans nationally. The lender made 0.55% of Texas's SBA loans, against 0.20% of loans nationwide.
- SBA loans, Oct 2019 to Jun 2026
- 141
- median loan
- $800,000
- dollars approved
- $161.53M
- went to firms over 2 years old
- 24.8%
This site is not PCB Bank
sbaexpress.loans is not PCB Bank, and PCB Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from PCB Bank.
These are the 141 SBA 7(a) loans PCB Bank made in Texas approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How PCB Bank differs in Texas
What this means for you. Younger businesses got a bigger share of these loans here than elsewhere.
Established businesses
24.8% of the loans in Texas went to businesses more than two years old, against 39.6% of its loans nationally.
Share of the state's loans
PCB Bank made 0.55% of the SBA loans approved in Texas since October 2019, against 0.20% of loans nationwide. Its share here is 2.8 times its national share.
We compared 7 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
Texas next to the U.S.
| Measure | Texas | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 0.55% | 0.20% | Clearly higher |
| Median loan | $800,000 | $828,500 | No clear gap |
| Middle half of loans | $325,000 to $1,549,000 | $357,375 to $1,659,250 | – |
| Startups (the loan opens the business) | 12.1% | 8.6% | No clear gap |
| In business 2 years or less | 36.9% | 30.4% | No clear gap |
| In business more than 2 years | 24.8% | 39.6% | Clearly lower |
| Change of ownership | 26.2% | 20.8% | No clear gap |
| SBA Express | 0.0% | 0.0% | n/a |
| Lines of credit | 0.0% | 0.0% | n/a |
| Median term | 10 years | 25 years | – |
| Median spread over Prime at approval | 1.5 points over Prime | 1.5 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What PCB Bank lends to in Texas
The 5 industries below account for 98 of the 141 loans approved October 2019 to June 2026, or 69.5%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Full-Service Restaurants | 44 | 31.2% | 18.3% |
| Hotels (except Casino Hotels) and Motels | 18 | 12.8% | 9.1% |
| Limited-Service Restaurants | 18 | 12.8% | 9.5% |
| Gasoline Stations with Convenience Stores | 12 | 8.5% | 6.5% |
| Gasoline Stations with Convenience Stores | 6 | 4.3% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
PCB Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Washington | 59 |
Other lenders in Texas
Other lenders in Texas with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| The Huntington National Bank | 2,265 |
| United Midwest Savings Bank | 669 |
| PNC Bank | 501 |
| Fifth Third Bank | 500 |
| Bank of America | 321 |
| SouthState Bank | 297 |
| Bank of Hope | 208 |
| Midwest Regional Bank | 174 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
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Cite this page: PCB Bank SBA loans in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/pcb-bank/texas/
Ask lending partners about your loan in Texas
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