SouthState Bank SBA loans in Texas
Short answer
SBA's loan file shows SouthState Bank made 297 SBA loans in Texas since October 2019. 20.9% went through SBA Express, against 5.8% of its loans nationally. 2.7% financed a change of ownership, against 8.6% of its loans nationally.
- SBA loans, Oct 2019 to Jun 2026
- 297
- median loan
- $345,000
- dollars approved
- $200.5M
- went through SBA Express
- 20.9%
This site is not SouthState Bank
sbaexpress.loans is not SouthState Bank, and SouthState Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from SouthState Bank.
These are the 297 SBA 7(a) loans SouthState Bank made in Texas approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How SouthState Bank differs in Texas
What this means for you. SBA Express was a more common route for these loans here, so ask SouthState Bank about it if your loan is small enough to qualify.
SBA Express
20.9% of the loans in Texas went through SBA Express, against 5.8% of its loans nationally.
Change of ownership
2.7% of the loans in Texas financed a change of ownership, against 8.6% of its loans nationally.
Lines of credit
7.7% of the loans in Texas were lines of creditA credit limit you can draw on, repay and draw on again. , against 3.0% of its loans nationally.
We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. One more difference is in the table.
Texas next to the U.S.
| Measure | Texas | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 1.2% | 0.59% | Clearly higher |
| Median loan | $345,000 | $350,000 | No clear gap |
| Middle half of loans | $150,000 to $631,100 | $160,575 to $731,750 | – |
| Startups (the loan opens the business) | 20.9% | 18.2% | No clear gap |
| In business 2 years or less | 13.5% | 11.0% | No clear gap |
| In business more than 2 years | 62.6% | 60.9% | No clear gap |
| Change of ownership | 2.7% | 8.6% | Clearly lower |
| SBA Express | 20.9% | 5.8% | Clearly higher |
| Lines of credit | 7.7% | 3.0% | Clearly higher |
| Median term | 10 years | 10 years | – |
| Median spread over Prime at approval | 1.5 points over Prime | 2.5 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What SouthState Bank lends to in Texas
The 5 industries below account for 51 of the 297 loans approved October 2019 to June 2026, or 17.2%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Offices of Physicians (except Mental Health Specialists) | 13 | 4.4% | Not in top 5 |
| General Automotive Repair | 11 | 3.7% | 2.2% |
| Limited-Service Restaurants | 10 | 3.4% | 4.4% |
| Full-Service Restaurants | 9 | 3.0% | 5.5% |
| Nail Salons | 8 | 2.7% | Not in top 5 |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
SouthState Bank in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Florida | 593 |
| Colorado | 177 |
| South Carolina | 143 |
Other lenders in Texas
Other lenders in Texas with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| The Huntington National Bank | 2,265 |
| United Midwest Savings Bank | 669 |
| PNC Bank | 501 |
| Fifth Third Bank | 500 |
| Bank of America | 321 |
| Bank of Hope | 208 |
| Midwest Regional Bank | 174 |
| U.S. Bank | 146 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: SouthState Bank SBA loans in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/texas/
Ask lending partners about your loan in Texas
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners. We are not SouthState Bank and cannot say whether it would lend to you.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.