VelocitySBA, LLC SBA loans in California
Short answer
SBA's loan file shows VelocitySBA, LLC made 251 SBA loans in California since October 2019. 58.2% went to businesses more than two years old, against 47.6% of its loans nationally. The lender made 0.65% of California's SBA loans, against 0.23% of loans nationwide.
- SBA loans, Oct 2019 to Jun 2026
- 251
- median loan
- $750,000
- dollars approved
- $273.92M
- went to firms over 2 years old
- 58.2%
This site is not VelocitySBA, LLC
sbaexpress.loans is not VelocitySBA, LLC, and VelocitySBA, LLC did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from VelocitySBA, LLC.
These are the 251 SBA 7(a) loans VelocitySBA, LLC made in California approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other.
How VelocitySBA, LLC differs in California
What this means for you. Most of these loans went to businesses with more than two years of history, so an operating record is what VelocitySBA, LLC usually saw.
Established businesses
58.2% of the loans in California went to businesses more than two years old, against 47.6% of its loans nationally.
Share of the state's loans
VelocitySBA, LLC made 0.65% of the SBA loans approved in California since October 2019, against 0.23% of loans nationwide. Its share here is 2.8 times its national share.
We compared 7 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.
California next to the U.S.
| Measure | California | All its U.S. loans | Reading |
|---|---|---|---|
| Lender's share of all SBA loans | 0.65% | 0.23% | Clearly higher |
| Median loan | $750,000 | $765,000 | No clear gap |
| Middle half of loans | $441,000 to $1,372,500 | $452,500 to $1,397,500 | – |
| Startups (the loan opens the business) | 8.4% | 12.6% | No clear gap |
| In business 2 years or less | 4.8% | 7.5% | No clear gap |
| In business more than 2 years | 58.2% | 47.6% | Clearly higher |
| Change of ownership | 27.9% | 31.8% | No clear gap |
| SBA Express | 0.0% | 0.0% | n/a |
| Lines of credit | 0.0% | 0.0% | n/a |
| Median term | 10.5 years | 10.3 years | – |
| Median spread over Prime at approval | 2.5 points over Prime | 2.75 points over Prime | – |
Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.
What VelocitySBA, LLC lends to in California
The 5 industries below account for 67 of the 251 loans approved October 2019 to June 2026, or 26.7%. An industry is listed when it has 5 or more of them, five at most.
| Industry | Loans | Share here | U.S. share |
|---|---|---|---|
| Beer, Wine, and Liquor Stores | 23 | 9.2% | 3.4% |
| Full-Service Restaurants | 16 | 6.4% | 5.7% |
| Limited-Service Restaurants | 12 | 4.8% | 4.9% |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 9 | 3.6% | Not in top 5 |
| Hotels (except Casino Hotels) and Motels | 7 | 2.8% | 4.0% |
Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries.
VelocitySBA, LLC in other states
Other states where these loans differ clearly from the national pattern, most loans first.
| State | Loans since October 2019 |
|---|---|
| Colorado | 56 |
Other lenders in California
Other lenders in California with a clear difference from the national pattern, most loans first.
| Lender | Loans since October 2019 |
|---|---|
| The Huntington National Bank | 1,484 |
| Northeast Bank (Portland, ME) | 1,093 |
| Bank of Hope | 910 |
| Bank of America | 866 |
| Harvest Small Business Finance, LLC | 852 |
| Enterprise Bank & Trust | 560 |
| East West Bank | 527 |
| Zions Bank | 519 |
How to read this
Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. How we build these pages.
Download this page's data: JSON · CSV
Cite this page: VelocitySBA, LLC SBA loans in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/velocitysba-llc/california/
Ask lending partners about your loan in California
Tell us your state, loan amount and purpose, and we route your inquiry to lending partners. We are not VelocitySBA, LLC and cannot say whether it would lend to you.
Janover Capital LLC is not a lender and is not the SBA. The lender makes the credit decision. A lender or marketplace may pay us a referral fee if we connect you, at no cost to you. Advertiser disclosure.